Confused....you will be.com

[RGDave]

After years of using a broker and not trusting web-sites for insurance (after too much spam, phone calls, junk mail, general bugging....) I though I'd try one of the comparison sites.

I got some crazy prices for one of my cars. £144 p.a.??? w.t.h.? but they came with "joke" excesses.....like £350....

Anyway, I ignored the obvious "catch policies" and stated looking at the main players quotes coming in around £200 p.a.

Interestingly, my existing insurer (esure) has quoted £20 LESS than my policy quote.....how does that work exactly??

And the top 20-25 "sensible" quotes all quote ONE price and then state that payments are taken on a monthly basis, they add the 28.99% APR, so you end up paying £210 on a policy quoted as £180 or something......

Bankers!!!

What is wrong with offering a price, with the excess (and features) I choose and the "pay-it-now" price.....

Anyone not confused by this pile of dubious crud???

 

[mono217]

Have to agree with you.. done this for my dad and it just starting chatting aload of bull.

 

[minty18]

Direct Line mate, have always found them the cheapest and have provided a great service when I've been bumped twice at a roundabout.

 

[GB72]

Direct Line mate, have always found them the cheapest and have provided a great service when I've been bumped twice at a roundabout.

Agree with that, someone drove into the side of my car on a roundabout on the night before xmas eve. Had my car on a truck within 45 minutes and processed my claim over the phone in the time it took to arrive. Had a loaner car by 9.30 the next morning and everything was sorted from start to finish. Would not go anywhere else now.

 

[RGDave]

Well, I did the sensible thing. I got on the 'phone to the cheapest companies and "had a word" about the excess....
I said I was happy with the price, but not the excess and certainly NOT any credit agreement.
I offered to settle there and then by card, no thanks to add-ons, no thanks to legal cover, and £12 to protect the 14 years no claims....(please )

Result.....under £150 quid.....amazing how an insurance company will sell you a policy that isn't worth the paper it's written on (because of the "novels" of small print).....I just want to be legal, I'll save the bells and whistles for the family car....

I'll try Direct Line for the Beamer next time it's due. Thanks....good tip....

Shan't be wasting time on comparison sites again....