I'm a little confused by the concept of a handicap. In soccer, I know that it is a "concession" with which a team can win. But in golf, it's not clear to me yet. Could you clarify, if you don't mind?
Did I understand correctly that this is an optional competition and can not participate in it? And refusal to participate will not affect the rating? Forgive me if I am a beginner for asking silly questions. I'm just curious.