always had it through work - that is covering wife and 2 kids. NHS is great when it works and awful when it doesn't and so pay this as back up but won't e able to justify too much longer.
way too many to mention but:
meeting a big group of mates for life
a lot of forum and non forum orgaised trips with these guys
Chipping in from the clubhouse side of Blackmoor for an impossible shot in front of the baying gallery that did not think the ball could even stay on the green
Getting...
Another one of my investment trusts (BBGI Global Infrastructures) succumbed to a bid today from a Canadian pension fund. Nice (in that it rallied 20%) but also frustrating as solid trusts like this that act like bond proxies per se and becoming rarer. indeed in this infrastructure sector there...