Recent content by PNWokingham

they prefer to be ultra safe and deal with the lowest standards of fuel etc globally - that is the reason i have heard many times. I have had a few mapped BMW turbo diesels before and the difference was staggering

I am not bothered on economy but remaps should give more power and economy as the 30% or so increase in torque improves economy as you use less power in normal driving.

yes. Good point. Typo

bought a new car a new way on Friday evening - very unplanned - was in the pub and started up bidding on a 15y old BMW 640 convertibe on Piston Heads auctions!! Picked it up yesterday from Rugby and very happy as looks in better condition and provenance than i expected. Now got to decide who...

Not 100% sure what you mean - but if you mean cash ISAs - they are guaranteed to make what they say until they change the rate and it will all be based around the BOE base rate. Anything is stocks and bons funds/ individual investments is purely speculative - you will make more over the...

Yes happy to support a member owned club on necessary major initiatives. There are other good projects in teh pipeline on drainage, tree managment, bunkers etc over the coming years. Nice to see multi-year strategic plans to improve the course and playability through the winter

not got renewal yet as it is June but will have to pay extra £200 for bore hole next month

Happy birthday Knobby :D:D🎂🎂🍺🍺🍺🥂🍷🥃🍸

my old club had a reasonable levy that a few years back they reduced and then scrapped due to, i think, making the fee increases seem less as it was/is an expensive place that is now 5k per year. It is also well suppoerted socially so levy not really relevant to supporting the club. New club...

i would be happy around 27 or 28 - going beyond 30 is just taking the pee out of the full paying members who are supporting full grown adults who could be earning significantly more than themselves and some could even be grandparents!

Pretty decent end to a very strong year for equities and indeed pretty much all asset classes. Fixed income generally had a very good year, with double digit gains in emerging markets, while gold rallied 64%. Silver 150%!! Oil was an exception, circa 7% down, while Cocoa lost 40%. Just totting...

Quick summary on personal tax rates and changes Income tax rates - no change Income tax thresholds - frozen for an extra 3 years until 2031 National Insurance - no change Savings Income - tax raised by two percentage points from April 2026 across all three bands (now 22%, 42%, 47%) – so...

Off to Gloria for team lunch - not been before but if the pizzas look like the picture that could be a winner! https://www.bigmammagroup.com/italian-restaurants/gloria-london

lunch deal at Hawksmoor is amazing value - similar at The Devonshire

Markets are wobbling and opening weak again today - although the Mag 7 were still strong yesterday led by Alphabet after Warren Buffet has been adding but Bitcoin is still heading south. Feels like we are in for a volatile end to the year Also - the PRA announced that teh Bank Deposit Insurance...