PNWokingham's latest activity

the budget is one of the biggest events that can affect many people throughout the country and speculating on what will happen is...

i never saw anything saying that these things would happen - pleanty of speculation that she was seriously considering it and that is...

that is wrong - the options here wer proposed by left-leaning think tanks and were seriosuly considered by Reeves. The problem here is...

i think it is a very good thing - to me the three priorities are: 1. reducing/ eliminating debt; 2. Pension savvings and 3. ISA savings...

a bit scant on details!

Class status a s a sociological concept is not really anything to do with money. Working class was more manual labour and unskilled/ non...

I think salary sacrifice is the best tool that people may not uderstand. We can do it on the "matching" element of our pension at work -...

Salary sacrifice pension through work (which has been doing brilliant the last few years due to the US stock market going nuts) and a...

I don't trust that HMRC will get details of interest or other things like dividend income - i have been doing a tax return for 25 years...

I recently received a tax bill from HMRC for the tax I owe on interest from last year, I didn’t inform them so can only guess the Bank did.

as far as i know any savings interset is down to you to declare - if basic rate taxpayer and within the 1k savings allowance, you are...

that is onl cash isas, which for many people are a waste of time as there is an annual allowance for interest which will be good for a...

There are gilts for all time periods. Government debt issued all the time so maybe 2 or 3 at leat maturities every year. The key thing...

I don't think there is a thread on here so thought would start one. Main idea to discuss investment accounts, investment options and...

mortgage will be the cheapest way - strong LTV so i would look for a 5y fixed near 4%